Call reports 2016
FARMERS BANK — 2016
What FARMERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 449,081,000 | 437,676,000 | 438,493,000 | 443,586,000 |
| Total loans | 174,677,000 | 191,963,000 | 195,737,000 | 189,998,000 |
| Allowance for loan losses | 6,127,000 | 6,145,000 | 6,159,000 | 6,158,000 |
| Securities available for sale | 204,517,000 | 193,942,000 | 182,783,000 | 193,659,000 |
| Securities held to maturity | 41,885,000 | 42,185,000 | 40,418,000 | 44,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,473,000 | 365,607,000 | 371,461,000 | 379,528,000 |
| Interest-bearing deposits | 291,425,000 | 283,973,000 | 282,272,000 | 281,945,000 |
| Noninterest-bearing deposits | 94,048,000 | 81,634,000 | 89,189,000 | 97,583,000 |
| Equity capital | 62,042,000 | 64,106,000 | 64,675,000 | 62,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,297,000 | 6,797,000 | 10,301,000 | 13,692,000 |
| Interest expense | 197,000 | 394,000 | 590,000 | 782,000 |
| Net interest income | 3,100,000 | 6,403,000 | 9,711,000 | 12,910,000 |
| Noninterest income | 522,000 | 1,120,000 | 1,679,000 | 2,200,000 |
| Noninterest expense | 2,437,000 | 4,813,000 | 7,344,000 | 9,767,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,185,000 | 2,896,000 | 4,673,000 | 5,970,000 |
| Income tax | 326,000 | 828,000 | 1,359,000 | 1,928,000 |
| Net income | 859,000 | 2,068,000 | 3,314,000 | 4,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,396,000 | 61,482,000 | 62,607,000 | 61,916,000 |
| Total capital | 63,501,000 | 64,716,000 | 65,830,000 | 65,142,000 |
| Risk-weighted assets | 245,273,000 | 255,767,000 | 254,795,000 | 254,569,000 |