Call reports 2015
FARMERS BANK — 2015
What FARMERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 435,676,000 | 432,005,000 | 440,624,000 | 455,758,000 |
| Total loans | 167,560,000 | 182,746,000 | 181,701,000 | 180,420,000 |
| Allowance for loan losses | 6,583,000 | 6,822,000 | 6,087,000 | 6,108,000 |
| Securities available for sale | 208,490,000 | 191,892,000 | 185,144,000 | 206,057,000 |
| Securities held to maturity | 41,057,000 | 44,299,000 | 41,206,000 | 41,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,050,000 | 366,484,000 | 378,669,000 | 395,191,000 |
| Interest-bearing deposits | 281,196,000 | 275,303,000 | 279,771,000 | 286,910,000 |
| Noninterest-bearing deposits | 94,854,000 | 91,181,000 | 98,898,000 | 108,281,000 |
| Equity capital | 58,110,000 | 58,241,000 | 60,000,000 | 59,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,073,000 | 6,350,000 | 9,694,000 | 13,019,000 |
| Interest expense | 197,000 | 395,000 | 592,000 | 787,000 |
| Net interest income | 2,876,000 | 5,955,000 | 9,102,000 | 12,232,000 |
| Noninterest income | 1,212,000 | 1,724,000 | 2,247,000 | 2,775,000 |
| Noninterest expense | 2,546,000 | 4,881,000 | 7,354,000 | 9,739,000 |
| Provision for loan losses | 0 | 0 | -750,000 | -750,000 |
| Pretax income | 1,542,000 | 2,863,000 | 4,792,000 | 6,065,000 |
| Income tax | 439,000 | 798,000 | 1,370,000 | 1,481,000 |
| Net income | 1,103,000 | 2,065,000 | 3,422,000 | 4,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,543,000 | 57,116,000 | 58,620,000 | 59,197,000 |
| Total capital | 59,547,000 | 60,235,000 | 61,686,000 | 62,358,000 |
| Risk-weighted assets | 236,733,000 | 245,559,000 | 242,198,000 | 249,562,000 |