Call reports 2014
FARMERS BANK — 2014
What FARMERS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 408,167,000 | 412,872,000 | 414,677,000 | 443,353,000 |
| Total loans | 158,002,000 | 167,258,000 | 165,373,000 | 161,581,000 |
| Allowance for loan losses | 6,923,000 | 7,717,000 | 8,309,000 | 6,598,000 |
| Securities available for sale | 181,807,000 | 182,620,000 | 171,401,000 | 206,237,000 |
| Securities held to maturity | 41,058,000 | 43,037,000 | 40,546,000 | 41,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,117,000 | 358,022,000 | 359,798,000 | 386,827,000 |
| Interest-bearing deposits | 270,623,000 | 270,517,000 | 270,912,000 | 278,188,000 |
| Noninterest-bearing deposits | 84,494,000 | 87,505,000 | 88,886,000 | 108,639,000 |
| Equity capital | 52,064,000 | 53,510,000 | 53,478,000 | 55,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,874,000 | 6,166,000 | 9,233,000 | 12,759,000 |
| Interest expense | 200,000 | 399,000 | 597,000 | 799,000 |
| Net interest income | 2,674,000 | 5,767,000 | 8,636,000 | 11,960,000 |
| Noninterest income | 516,000 | 1,076,000 | 1,598,000 | 2,122,000 |
| Noninterest expense | 2,537,000 | 4,961,000 | 7,410,000 | 9,641,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,750,000 |
| Pretax income | 653,000 | 1,882,000 | 2,733,000 | 6,100,000 |
| Income tax | 130,000 | 450,000 | 654,000 | 1,649,000 |
| Net income | 523,000 | 1,432,000 | 2,079,000 | 4,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,653,000 | 52,183,000 | 52,440,000 | 54,949,000 |
| Total capital | 53,361,000 | 55,023,000 | 55,229,000 | 57,782,000 |
| Risk-weighted assets | 212,397,000 | 222,305,000 | 217,530,000 | 222,878,000 |