Call reports 2013
FARMERS BANK — 2013
What FARMERS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 394,885,000 | 384,240,000 | 390,672,000 | 399,056,000 |
| Total loans | 157,361,000 | 170,109,000 | 167,305,000 | 163,340,000 |
| Allowance for loan losses | 5,625,000 | 5,680,000 | 5,851,000 | 5,895,000 |
| Securities available for sale | 164,489,000 | 147,668,000 | 149,596,000 | 171,818,000 |
| Securities held to maturity | 41,727,000 | 42,160,000 | 36,365,000 | 36,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,810,000 | 331,539,000 | 337,379,000 | 346,892,000 |
| Interest-bearing deposits | 271,973,000 | 260,704,000 | 261,238,000 | 266,349,000 |
| Noninterest-bearing deposits | 67,837,000 | 70,835,000 | 76,141,000 | 80,543,000 |
| Equity capital | 54,263,000 | 51,289,000 | 51,691,000 | 51,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,865,000 | 5,914,000 | 8,985,000 | 11,861,000 |
| Interest expense | 229,000 | 441,000 | 650,000 | 856,000 |
| Net interest income | 2,636,000 | 5,473,000 | 8,335,000 | 11,005,000 |
| Noninterest income | 369,000 | 853,000 | 1,206,000 | 1,650,000 |
| Noninterest expense | 2,456,000 | 4,810,000 | 7,590,000 | 10,242,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 549,000 | 1,750,000 | 2,185,000 | 2,647,000 |
| Income tax | -250,000 | 150,000 | 468,000 | 521,000 |
| Net income | 799,000 | 1,600,000 | 1,717,000 | 2,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,290,000 | 49,501,000 | 49,907,000 | 49,970,000 |
| Total capital | 53,958,000 | 52,264,000 | 52,628,000 | 52,723,000 |
| Risk-weighted assets | 210,452,000 | 218,119,000 | 214,505,000 | 217,052,000 |