Call reports 2012
FARMERS BANK — 2012
What FARMERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 375,709,000 | 370,334,000 | 373,037,000 | 402,175,000 |
| Total loans | 175,244,000 | 182,493,000 | 176,912,000 | 162,290,000 |
| Allowance for loan losses | 6,344,000 | 6,661,000 | 6,491,000 | 6,506,000 |
| Securities available for sale | 121,716,000 | 117,543,000 | 118,686,000 | 164,933,000 |
| Securities held to maturity | 44,530,000 | 46,124,000 | 41,737,000 | 42,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,101,000 | 317,134,000 | 318,349,000 | 348,196,000 |
| Interest-bearing deposits | 259,861,000 | 256,181,000 | 254,206,000 | 266,409,000 |
| Noninterest-bearing deposits | 64,240,000 | 60,953,000 | 64,143,000 | 81,787,000 |
| Equity capital | 50,982,000 | 52,203,000 | 53,410,000 | 53,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,255,000 | 6,518,000 | 9,703,000 | 12,962,000 |
| Interest expense | 292,000 | 559,000 | 810,000 | 1,049,000 |
| Net interest income | 2,963,000 | 5,959,000 | 8,893,000 | 11,913,000 |
| Noninterest income | -64,000 | 433,000 | 1,126,000 | 1,525,000 |
| Noninterest expense | 2,532,000 | 5,091,000 | 7,661,000 | 10,377,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 367,000 | 1,798,000 | 2,855,000 | 3,558,000 |
| Income tax | 10,000 | 380,000 | 645,000 | 800,000 |
| Net income | 357,000 | 1,418,000 | 2,210,000 | 2,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,491,000 | 49,026,000 | 50,356,000 | 50,850,000 |
| Total capital | 50,244,000 | 51,867,000 | 53,112,000 | 53,584,000 |
| Risk-weighted assets | 216,630,000 | 223,461,000 | 216,733,000 | 214,934,000 |