Call reports 2010
FARMERS BANK — 2010
What FARMERS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 369,821,000 | 355,381,000 | 368,433,000 | 369,701,000 |
| Total loans | 265,555,000 | 262,121,000 | 242,936,000 | 223,223,000 |
| Allowance for loan losses | 12,708,000 | 11,085,000 | 10,147,000 | 9,294,000 |
| Securities available for sale | 44,606,000 | 40,329,000 | 58,486,000 | 75,539,000 |
| Securities held to maturity | 39,422,000 | 39,076,000 | 36,848,000 | 41,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,943,000 | 307,395,000 | 320,062,000 | 322,237,000 |
| Interest-bearing deposits | 275,527,000 | 262,771,000 | 270,461,000 | 266,428,000 |
| Noninterest-bearing deposits | 48,416,000 | 44,624,000 | 49,601,000 | 55,809,000 |
| Equity capital | 45,211,000 | 46,865,000 | 47,105,000 | 46,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,122,000 | 8,241,000 | 12,243,000 | 16,126,000 |
| Interest expense | 890,000 | 1,655,000 | 2,354,000 | 2,964,000 |
| Net interest income | 3,232,000 | 6,586,000 | 9,889,000 | 13,162,000 |
| Noninterest income | 421,000 | 984,000 | 1,440,000 | 1,877,000 |
| Noninterest expense | 2,718,000 | 5,214,000 | 7,939,000 | 10,943,000 |
| Provision for loan losses | 1,730,000 | 1,730,000 | 2,730,000 | 2,730,000 |
| Pretax income | -795,000 | 668,000 | 702,000 | 1,408,000 |
| Income tax | 0 | 0 | -60,000 | 28,000 |
| Net income | -795,000 | 668,000 | 762,000 | 1,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,352,000 | 41,941,000 | 43,336,000 | 43,939,000 |
| Total capital | 44,102,000 | 45,585,000 | 46,864,000 | 47,275,000 |
| Risk-weighted assets | 290,901,000 | 284,630,000 | 275,580,000 | 260,887,000 |