Call reports 2026
EMBASSY BANK FOR THE LEHIGH VALLEY — 2026
What EMBASSY BANK FOR THE LEHIGH VALLEY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,843,103,000 | 1,860,416,000 |
| Total loans | 1,295,887,000 | 1,320,332,000 |
| Allowance for loan losses | 12,096,000 | 12,456,000 |
| Securities available for sale | 349,606,000 | 347,888,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,682,340,000 | 1,698,344,000 |
| Interest-bearing deposits | 1,311,945,000 | 1,290,577,000 |
| Noninterest-bearing deposits | 370,395,000 | 407,767,000 |
| Equity capital | 124,423,000 | 127,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 18,504,000 | 37,751,000 |
| Interest expense | 7,063,000 | 14,205,000 |
| Net interest income | 11,441,000 | 23,546,000 |
| Noninterest income | 716,000 | 1,771,000 |
| Noninterest expense | 7,374,000 | 14,942,000 |
| Provision for loan losses | 63,000 | 438,000 |
| Pretax income | 4,763,000 | 9,971,000 |
| Income tax | 877,000 | 1,788,000 |
| Net income | 3,886,000 | 8,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 166,428,000 | 166,448,000 |
| Total capital | 178,657,000 | 179,046,000 |
| Risk-weighted assets | 1,162,635,000 | 1,180,692,000 |