Call reports 2008
EMBASSY BANK FOR THE LEHIGH VALLEY — 2008
What EMBASSY BANK FOR THE LEHIGH VALLEY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 344,028,000 | 360,739,000 | 371,794,000 | 390,936,000 |
| Total loans | 284,631,000 | 305,955,000 | 315,291,000 | 319,580,000 |
| Allowance for loan losses | 2,574,000 | 2,766,000 | 2,852,000 | 2,932,000 |
| Securities available for sale | 47,664,000 | 44,649,000 | 43,327,000 | 54,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,436,000 | 270,244,000 | 285,338,000 | 307,696,000 |
| Interest-bearing deposits | 256,561,000 | 253,942,000 | 268,142,000 | 291,498,000 |
| Noninterest-bearing deposits | 14,875,000 | 16,302,000 | 17,196,000 | 16,198,000 |
| Equity capital | 28,981,000 | 28,462,000 | 29,286,000 | 31,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,969,000 | 10,014,000 | 15,309,000 | 20,664,000 |
| Interest expense | 2,982,000 | 5,681,000 | 8,351,000 | 11,059,000 |
| Net interest income | 1,987,000 | 4,333,000 | 6,958,000 | 9,605,000 |
| Noninterest income | 156,000 | 320,000 | 487,000 | 661,000 |
| Noninterest expense | 1,941,000 | 3,891,000 | 5,867,000 | 7,986,000 |
| Provision for loan losses | 71,000 | 263,000 | 349,000 | 429,000 |
| Pretax income | 131,000 | 499,000 | 1,229,000 | 1,851,000 |
| Income tax | 52,000 | 179,000 | 436,000 | 660,000 |
| Net income | 79,000 | 320,000 | 793,000 | 1,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,938,000 | 28,190,000 | 29,007,000 | 30,705,000 |
| Total capital | 30,512,000 | 30,956,000 | 31,859,000 | 33,637,000 |
| Risk-weighted assets | 255,412,000 | 270,040,000 | 280,375,000 | 286,464,000 |
Machine access — free, no API key
Every figure shown here about EMBASSY BANK FOR THE LEHIGH VALLEY — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.