Call reports 2018
FULTON BANK OF NEW JERSEY — 2018
What FULTON BANK OF NEW JERSEY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,980,129,000 | 3,968,068,000 | 4,123,093,000 | 4,184,575,000 |
| Total loans | 2,843,957,000 | 2,876,579,000 | 2,940,381,000 | 2,919,125,000 |
| Allowance for loan losses | 47,502,000 | 48,356,000 | 42,557,000 | 40,864,000 |
| Securities available for sale | 722,543,000 | 705,959,000 | 502,653,000 | 528,751,000 |
| Securities held to maturity | 0 | 0 | 230,942,000 | 223,500,000 |
| Trading assets | 4,852,000 | 6,402,000 | 7,640,000 | 4,268,000 |
| Total deposits | 3,405,314,000 | 3,397,430,000 | 3,545,225,000 | 3,586,144,000 |
| Interest-bearing deposits | 2,492,568,000 | 2,492,375,000 | 2,629,897,000 | 2,651,811,000 |
| Noninterest-bearing deposits | 912,746,000 | 905,055,000 | 915,328,000 | 934,333,000 |
| Equity capital | 506,761,000 | 509,541,000 | 517,735,000 | 530,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 34,995,000 | 71,078,000 | 109,097,000 | 149,067,000 |
| Interest expense | 3,408,000 | 7,266,000 | 11,986,000 | 17,755,000 |
| Net interest income | 31,587,000 | 63,812,000 | 97,111,000 | 131,312,000 |
| Noninterest income | 8,299,000 | 15,847,000 | 23,571,000 | 31,528,000 |
| Noninterest expense | 28,011,000 | 54,670,000 | 81,273,000 | 108,448,000 |
| Provision for loan losses | -1,797,000 | -593,000 | -6,797,000 | -5,512,000 |
| Pretax income | 13,672,000 | 25,101,000 | 45,777,000 | 59,475,000 |
| Income tax | 2,574,000 | 5,219,000 | 9,291,000 | 12,326,000 |
| Net income | 11,098,000 | 19,882,000 | 36,486,000 | 47,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 356,956,000 | 361,739,000 | 373,343,000 | 378,962,000 |
| Total capital | 395,275,000 | 400,854,000 | 412,924,000 | 418,207,000 |
| Risk-weighted assets | 3,055,833,000 | 3,119,481,000 | 3,163,020,000 | 3,137,482,000 |