Call reports 2017
FULTON BANK OF NEW JERSEY — 2017
What FULTON BANK OF NEW JERSEY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,820,116,000 | 3,941,466,000 | 4,030,915,000 | 4,062,148,000 |
| Total loans | 2,767,218,000 | 2,818,187,000 | 2,828,169,000 | 2,864,462,000 |
| Allowance for loan losses | 45,217,000 | 47,625,000 | 49,025,000 | 49,786,000 |
| Securities available for sale | 657,166,000 | 626,029,000 | 645,781,000 | 693,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,656,000 | 5,902,000 | 5,084,000 | 3,818,000 |
| Total deposits | 3,256,741,000 | 3,363,309,000 | 3,452,310,000 | 3,480,556,000 |
| Interest-bearing deposits | 2,337,138,000 | 2,421,930,000 | 2,537,200,000 | 2,538,389,000 |
| Noninterest-bearing deposits | 919,603,000 | 941,379,000 | 915,110,000 | 942,167,000 |
| Equity capital | 512,806,000 | 515,246,000 | 510,647,000 | 506,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 31,614,000 | 64,293,000 | 98,133,000 | 133,016,000 |
| Interest expense | 2,443,000 | 5,042,000 | 8,240,000 | 11,705,000 |
| Net interest income | 29,171,000 | 59,251,000 | 89,893,000 | 121,311,000 |
| Noninterest income | 7,339,000 | 15,751,000 | 23,397,000 | 30,992,000 |
| Noninterest expense | 24,736,000 | 54,069,000 | 83,480,000 | 112,933,000 |
| Provision for loan losses | -420,000 | 1,526,000 | 3,565,000 | 4,652,000 |
| Pretax income | 12,216,000 | 19,434,000 | 26,278,000 | 33,589,000 |
| Income tax | 4,255,000 | 4,852,000 | 5,393,000 | 9,285,000 |
| Net income | 7,961,000 | 14,582,000 | 20,885,000 | 24,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 356,938,000 | 357,149,000 | 351,452,000 | 346,867,000 |
| Total capital | 394,115,000 | 395,248,000 | 389,995,000 | 385,858,000 |
| Risk-weighted assets | 2,965,599,000 | 3,037,824,000 | 3,072,452,000 | 3,108,005,000 |