Call reports 2016
FULTON BANK OF NEW JERSEY — 2016
What FULTON BANK OF NEW JERSEY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,693,656,000 | 3,714,576,000 | 3,830,369,000 | 3,810,359,000 |
| Total loans | 2,728,634,000 | 2,781,117,000 | 2,772,763,000 | 2,738,612,000 |
| Allowance for loan losses | 46,491,000 | 44,657,000 | 44,735,000 | 46,664,000 |
| Securities available for sale | 646,579,000 | 592,271,000 | 602,897,000 | 682,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 11,144,000 | 13,928,000 | 13,567,000 | 4,802,000 |
| Total deposits | 3,108,108,000 | 3,098,929,000 | 3,221,933,000 | 3,247,746,000 |
| Interest-bearing deposits | 2,041,813,000 | 2,247,997,000 | 2,324,107,000 | 2,317,657,000 |
| Noninterest-bearing deposits | 1,066,295,000 | 850,932,000 | 897,826,000 | 930,089,000 |
| Equity capital | 505,364,000 | 510,994,000 | 512,819,000 | 504,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 30,571,000 | 61,689,000 | 93,425,000 | 124,409,000 |
| Interest expense | 2,586,000 | 5,195,000 | 7,867,000 | 10,529,000 |
| Net interest income | 27,985,000 | 56,494,000 | 85,558,000 | 113,880,000 |
| Noninterest income | 6,889,000 | 14,414,000 | 22,852,000 | 30,515,000 |
| Noninterest expense | 26,304,000 | 52,670,000 | 78,422,000 | 104,942,000 |
| Provision for loan losses | -564,000 | 90,000 | 905,000 | 2,415,000 |
| Pretax income | 9,180,000 | 18,197,000 | 29,132,000 | 37,124,000 |
| Income tax | 2,955,000 | 5,782,000 | 10,054,000 | 11,967,000 |
| Net income | 6,225,000 | 12,415,000 | 19,078,000 | 25,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 338,674,000 | 342,492,000 | 345,753,000 | 348,992,000 |
| Total capital | 375,995,000 | 379,797,000 | 383,273,000 | 385,807,000 |
| Risk-weighted assets | 2,975,100,000 | 2,975,817,000 | 2,993,389,000 | 2,934,774,000 |