Call reports 2015
FULTON BANK OF NEW JERSEY — 2015
What FULTON BANK OF NEW JERSEY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,551,179,000 | 3,530,895,000 | 3,620,608,000 | 3,677,542,000 |
| Total loans | 2,512,872,000 | 2,546,883,000 | 2,584,798,000 | 2,731,931,000 |
| Allowance for loan losses | 52,941,000 | 51,166,000 | 49,160,000 | 48,235,000 |
| Securities available for sale | 533,659,000 | 594,061,000 | 586,117,000 | 604,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,340,000 | 3,951,000 | 7,734,000 | 6,481,000 |
| Total deposits | 2,973,977,000 | 2,969,745,000 | 3,043,943,000 | 3,100,504,000 |
| Interest-bearing deposits | 2,026,931,000 | 2,021,575,000 | 1,992,313,000 | 2,030,335,000 |
| Noninterest-bearing deposits | 947,046,000 | 948,170,000 | 1,051,630,000 | 1,070,169,000 |
| Equity capital | 483,281,000 | 487,004,000 | 495,739,000 | 498,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 29,273,000 | 58,586,000 | 88,131,000 | 118,483,000 |
| Interest expense | 2,813,000 | 5,410,000 | 7,999,000 | 10,583,000 |
| Net interest income | 26,460,000 | 53,176,000 | 80,132,000 | 107,900,000 |
| Noninterest income | 6,839,000 | 15,200,000 | 22,036,000 | 29,535,000 |
| Noninterest expense | 26,606,000 | 52,770,000 | 78,898,000 | 104,448,000 |
| Provision for loan losses | -3,014,000 | -3,030,000 | -5,129,000 | -5,685,000 |
| Pretax income | 9,707,000 | 18,637,000 | 28,400,000 | 38,713,000 |
| Income tax | 2,815,000 | 5,216,000 | 8,048,000 | 11,324,000 |
| Net income | 6,892,000 | 13,421,000 | 20,352,000 | 27,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 314,021,000 | 320,579,000 | 327,665,000 | 336,319,000 |
| Total capital | 347,592,000 | 355,804,000 | 363,622,000 | 373,465,000 |
| Risk-weighted assets | 2,665,909,000 | 2,799,340,000 | 2,860,513,000 | 2,958,638,000 |