Call reports 2008
FULTON BANK OF NEW JERSEY — 2008
What FULTON BANK OF NEW JERSEY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,994,064,000 | 2,010,132,000 | 2,027,080,000 | 2,034,457,000 |
| Total loans | 1,471,194,000 | 1,505,736,000 | 1,536,301,000 | 1,560,240,000 |
| Allowance for loan losses | 17,468,000 | 19,808,000 | 16,471,000 | 22,278,000 |
| Securities available for sale | 332,817,000 | 300,530,000 | 306,542,000 | 291,744,000 |
| Securities held to maturity | 797,000 | 797,000 | 742,000 | 655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,484,499,000 | 1,490,510,000 | 1,523,126,000 | 1,569,501,000 |
| Interest-bearing deposits | 1,236,353,000 | 1,216,950,000 | 1,268,658,000 | 1,326,804,000 |
| Noninterest-bearing deposits | 248,146,000 | 273,560,000 | 254,468,000 | 242,697,000 |
| Equity capital | 242,181,000 | 239,304,000 | 242,890,000 | 244,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 29,056,000 | 56,994,000 | 85,085,000 | 112,192,000 |
| Interest expense | 11,092,000 | 19,978,000 | 28,463,000 | 36,304,000 |
| Net interest income | 17,964,000 | 37,016,000 | 56,622,000 | 75,888,000 |
| Noninterest income | 4,013,000 | 8,604,000 | 12,771,000 | 16,890,000 |
| Noninterest expense | 11,676,000 | 24,317,000 | 36,538,000 | 49,222,000 |
| Provision for loan losses | 1,800,000 | 4,689,000 | 6,591,000 | 15,591,000 |
| Pretax income | 8,989,000 | 17,380,000 | 24,646,000 | 26,427,000 |
| Income tax | 2,311,000 | 5,128,000 | 7,158,000 | 7,483,000 |
| Net income | 6,678,000 | 12,252,000 | 17,488,000 | 18,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,193,000 | 138,991,000 | 142,297,000 | 145,186,000 |
| Total capital | 167,783,000 | 170,309,000 | 171,985,000 | 177,078,000 |
| Risk-weighted assets | 1,504,678,000 | 1,548,933,000 | 1,568,077,000 | 1,589,125,000 |
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