Call reports 2026
OAK BANK — 2026
What OAK BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 462,129,000 | 486,337,000 |
| Total loans | 362,657,000 | 381,030,000 |
| Allowance for loan losses | 6,202,000 | 6,279,000 |
| Securities available for sale | 55,475,000 | 55,466,000 |
| Securities held to maturity | 2,885,000 | 2,585,000 |
| Trading assets | 0 | 0 |
| Total deposits | 397,575,000 | 419,565,000 |
| Interest-bearing deposits | 308,473,000 | 331,328,000 |
| Noninterest-bearing deposits | 89,102,000 | 88,237,000 |
| Equity capital | 50,695,000 | 52,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,028,000 | 12,116,000 |
| Interest expense | 1,949,000 | 3,876,000 |
| Net interest income | 4,079,000 | 8,240,000 |
| Noninterest income | 388,000 | 856,000 |
| Noninterest expense | 2,557,000 | 5,160,000 |
| Provision for loan losses | 75,000 | 150,000 |
| Pretax income | 1,835,000 | 3,786,000 |
| Income tax | 362,000 | 755,000 |
| Net income | 1,473,000 | 3,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 55,331,000 | 56,889,000 |
| Total capital | 59,720,000 | 61,551,000 |
| Risk-weighted assets | 349,234,000 | 371,287,000 |