Call reports 2018
OAK BANK — 2018
What OAK BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 301,627,000 | 307,871,000 | 309,331,000 | 319,887,000 |
| Total loans | 251,473,000 | 251,590,000 | 247,366,000 | 248,428,000 |
| Allowance for loan losses | 4,436,000 | 4,414,000 | 4,425,000 | 4,425,000 |
| Securities available for sale | 30,619,000 | 29,580,000 | 29,885,000 | 31,404,000 |
| Securities held to maturity | 5,350,000 | 5,350,000 | 5,350,000 | 4,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,232,000 | 249,090,000 | 252,976,000 | 262,885,000 |
| Interest-bearing deposits | 179,811,000 | 183,616,000 | 183,743,000 | 193,227,000 |
| Noninterest-bearing deposits | 62,421,000 | 65,474,000 | 69,233,000 | 69,658,000 |
| Equity capital | 30,880,000 | 31,877,000 | 32,807,000 | 32,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,029,000 | 6,199,000 | 9,488,000 | 12,891,000 |
| Interest expense | 375,000 | 833,000 | 1,338,000 | 1,862,000 |
| Net interest income | 2,654,000 | 5,366,000 | 8,150,000 | 11,029,000 |
| Noninterest income | 376,000 | 749,000 | 1,139,000 | 1,448,000 |
| Noninterest expense | 1,689,000 | 3,360,000 | 5,036,000 | 7,140,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,341,000 | 2,755,000 | 4,253,000 | 5,337,000 |
| Income tax | 338,000 | 699,000 | 1,081,000 | 1,363,000 |
| Net income | 1,003,000 | 2,056,000 | 3,172,000 | 3,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,141,000 | 30,717,000 | 31,744,000 | 31,901,000 |
| Total capital | 32,255,000 | 33,833,000 | 34,856,000 | 35,038,000 |
| Risk-weighted assets | 245,705,000 | 246,430,000 | 245,955,000 | 248,380,000 |