Call reports 2017
OAK BANK — 2017
What OAK BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 282,438,000 | 284,193,000 | 282,274,000 | 299,137,000 |
| Total loans | 215,429,000 | 219,798,000 | 227,093,000 | 241,814,000 |
| Allowance for loan losses | 4,440,000 | 4,445,000 | 4,443,000 | 4,436,000 |
| Securities available for sale | 32,070,000 | 34,952,000 | 34,077,000 | 32,657,000 |
| Securities held to maturity | 5,550,000 | 5,350,000 | 5,350,000 | 5,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,241,000 | 232,890,000 | 231,280,000 | 235,022,000 |
| Interest-bearing deposits | 175,333,000 | 174,504,000 | 166,416,000 | 166,648,000 |
| Noninterest-bearing deposits | 61,908,000 | 58,386,000 | 64,864,000 | 68,374,000 |
| Equity capital | 30,293,000 | 31,212,000 | 32,062,000 | 30,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,561,000 | 5,232,000 | 8,036,000 | 10,871,000 |
| Interest expense | 183,000 | 378,000 | 584,000 | 794,000 |
| Net interest income | 2,378,000 | 4,854,000 | 7,452,000 | 10,077,000 |
| Noninterest income | 359,000 | 733,000 | 1,118,000 | 1,442,000 |
| Noninterest expense | 1,550,000 | 3,165,000 | 4,798,000 | 6,507,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,187,000 | 2,422,000 | 3,772,000 | 5,012,000 |
| Income tax | 426,000 | 868,000 | 1,354,000 | 2,603,000 |
| Net income | 761,000 | 1,554,000 | 2,418,000 | 2,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,326,000 | 31,118,000 | 31,982,000 | 28,509,000 |
| Total capital | 33,219,000 | 33,906,000 | 34,869,000 | 31,618,000 |
| Risk-weighted assets | 229,907,000 | 221,422,000 | 229,441,000 | 245,688,000 |