Call reports 2014
OAK BANK — 2014
What OAK BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 226,244,000 | 232,888,000 | 232,474,000 | 244,426,000 |
| Total loans | 178,680,000 | 185,100,000 | 188,033,000 | 189,482,000 |
| Allowance for loan losses | 3,768,000 | 3,870,000 | 3,947,000 | 4,026,000 |
| Securities available for sale | 19,965,000 | 20,135,000 | 22,805,000 | 23,422,000 |
| Securities held to maturity | 6,150,000 | 6,150,000 | 6,150,000 | 6,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,533,000 | 203,157,000 | 201,730,000 | 209,047,000 |
| Interest-bearing deposits | 159,439,000 | 159,246,000 | 155,921,000 | 159,349,000 |
| Noninterest-bearing deposits | 40,094,000 | 43,911,000 | 45,809,000 | 49,698,000 |
| Equity capital | 24,241,000 | 25,069,000 | 25,796,000 | 26,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,217,000 | 4,497,000 | 6,820,000 | 9,151,000 |
| Interest expense | 146,000 | 285,000 | 426,000 | 564,000 |
| Net interest income | 2,071,000 | 4,212,000 | 6,394,000 | 8,587,000 |
| Noninterest income | 302,000 | 752,000 | 1,096,000 | 1,425,000 |
| Noninterest expense | 1,309,000 | 2,691,000 | 3,978,000 | 5,785,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 989,000 | 2,123,000 | 3,287,000 | 3,927,000 |
| Income tax | 350,000 | 756,000 | 1,172,000 | 1,380,000 |
| Net income | 639,000 | 1,367,000 | 2,115,000 | 2,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,089,000 | 24,818,000 | 25,565,000 | 25,997,000 |
| Total capital | 26,439,000 | 27,235,000 | 27,944,000 | 28,487,000 |
| Risk-weighted assets | 186,543,000 | 191,903,000 | 188,751,000 | 197,633,000 |
Machine access — free, no API key
Every figure shown here about OAK BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.