Call reports 2013
OAK BANK — 2013
What OAK BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 213,515,000 | 221,719,000 | 229,603,000 | 233,012,000 |
| Total loans | 163,976,000 | 168,942,000 | 171,142,000 | 177,476,000 |
| Allowance for loan losses | 3,505,000 | 3,604,000 | 3,635,000 | 3,697,000 |
| Securities available for sale | 20,456,000 | 20,065,000 | 20,497,000 | 20,121,000 |
| Securities held to maturity | 6,150,000 | 6,150,000 | 6,150,000 | 6,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,444,000 | 195,733,000 | 203,024,000 | 205,151,000 |
| Interest-bearing deposits | 155,746,000 | 157,738,000 | 163,190,000 | 168,671,000 |
| Noninterest-bearing deposits | 30,698,000 | 37,995,000 | 39,834,000 | 36,480,000 |
| Equity capital | 24,389,000 | 23,663,000 | 24,229,000 | 24,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,204,000 | 4,341,000 | 6,680,000 | 8,914,000 |
| Interest expense | 256,000 | 472,000 | 656,000 | 831,000 |
| Net interest income | 1,948,000 | 3,869,000 | 6,024,000 | 8,083,000 |
| Noninterest income | 391,000 | 729,000 | 1,054,000 | 1,362,000 |
| Noninterest expense | 1,267,000 | 2,552,000 | 3,873,000 | 5,521,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 937,000 | 1,776,000 | 2,800,000 | 3,384,000 |
| Income tax | 330,000 | 621,000 | 986,000 | 1,177,000 |
| Net income | 607,000 | 1,155,000 | 1,814,000 | 2,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,850,000 | 23,398,000 | 24,057,000 | 24,450,000 |
| Total capital | 25,934,000 | 25,546,000 | 26,266,000 | 26,721,000 |
| Risk-weighted assets | 165,301,000 | 170,354,000 | 175,617,000 | 180,232,000 |
Machine access — free, no API key
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