Call reports 2010
OAK BANK — 2010
What OAK BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 208,935,000 | 207,671,000 | 207,074,000 | 219,611,000 |
| Total loans | 162,927,000 | 164,914,000 | 161,636,000 | 161,064,000 |
| Allowance for loan losses | 3,266,000 | 3,524,000 | 3,291,000 | 3,501,000 |
| Securities available for sale | 19,155,000 | 18,329,000 | 17,576,000 | 17,012,000 |
| Securities held to maturity | 6,650,000 | 6,650,000 | 6,650,000 | 6,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,513,000 | 175,059,000 | 174,924,000 | 188,450,000 |
| Interest-bearing deposits | 156,388,000 | 150,376,000 | 150,359,000 | 161,943,000 |
| Noninterest-bearing deposits | 20,125,000 | 24,683,000 | 24,565,000 | 26,507,000 |
| Equity capital | 19,289,000 | 19,864,000 | 20,670,000 | 20,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,501,000 | 5,100,000 | 7,620,000 | 10,021,000 |
| Interest expense | 866,000 | 1,692,000 | 2,478,000 | 3,211,000 |
| Net interest income | 1,635,000 | 3,408,000 | 5,142,000 | 6,810,000 |
| Noninterest income | 284,000 | 659,000 | 1,338,000 | 2,107,000 |
| Noninterest expense | 1,103,000 | 2,198,000 | 3,360,000 | 4,495,000 |
| Provision for loan losses | 249,000 | 498,000 | 747,000 | 1,317,000 |
| Pretax income | 567,000 | 1,371,000 | 2,373,000 | 2,805,000 |
| Income tax | 170,000 | 441,000 | 788,000 | 920,000 |
| Net income | 397,000 | 930,000 | 1,585,000 | 1,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,064,000 | 19,596,000 | 20,252,000 | 20,552,000 |
| Total capital | 21,216,000 | 21,692,000 | 22,319,000 | 22,683,000 |
| Risk-weighted assets | 171,263,000 | 166,213,000 | 164,173,000 | 169,246,000 |
Machine access — free, no API key
Every figure shown here about OAK BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.