Call reports 2009
OAK BANK — 2009
What OAK BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 206,501,000 | 204,731,000 | 207,875,000 | 209,184,000 |
| Total loans | 164,962,000 | 162,399,000 | 168,176,000 | 168,557,000 |
| Allowance for loan losses | 2,187,000 | 2,323,000 | 2,447,000 | 3,431,000 |
| Securities available for sale | 15,140,000 | 18,909,000 | 20,562,000 | 17,963,000 |
| Securities held to maturity | 6,250,000 | 6,250,000 | 6,250,000 | 6,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,736,000 | 170,092,000 | 173,175,000 | 176,696,000 |
| Interest-bearing deposits | 151,641,000 | 149,487,000 | 151,109,000 | 154,462,000 |
| Noninterest-bearing deposits | 20,095,000 | 20,605,000 | 22,066,000 | 22,234,000 |
| Equity capital | 18,515,000 | 19,087,000 | 19,390,000 | 18,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,511,000 | 5,085,000 | 7,678,000 | 10,304,000 |
| Interest expense | 1,068,000 | 2,087,000 | 3,038,000 | 3,960,000 |
| Net interest income | 1,443,000 | 2,998,000 | 4,640,000 | 6,344,000 |
| Noninterest income | 677,000 | 1,180,000 | 1,498,000 | 1,835,000 |
| Noninterest expense | 1,071,000 | 2,169,000 | 3,207,000 | 4,223,000 |
| Provision for loan losses | 135,000 | 424,000 | 932,000 | 2,512,000 |
| Pretax income | 914,000 | 1,585,000 | 1,999,000 | 1,444,000 |
| Income tax | 311,000 | 523,000 | 634,000 | 481,000 |
| Net income | 603,000 | 1,062,000 | 1,365,000 | 963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,377,000 | 18,966,000 | 19,069,000 | 18,667,000 |
| Total capital | 20,564,000 | 21,106,000 | 21,337,000 | 20,989,000 |
| Risk-weighted assets | 177,878,000 | 177,368,000 | 181,430,000 | 184,757,000 |
Machine access — free, no API key
Every figure shown here about OAK BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.