Call reports 2025
PREMIER BANK NATIONAL ASSOCIATION — 2025
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 341,254,000 | 344,086,000 | 337,702,000 | 336,610,000 |
| Total loans | 268,981,000 | 261,631,000 | 266,521,000 | 260,561,000 |
| Allowance for loan losses | 3,656,000 | 3,743,000 | 3,824,000 | 3,330,000 |
| Securities available for sale | 39,246,000 | 38,136,000 | 35,268,000 | 35,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,968,000 | 295,506,000 | 287,516,000 | 288,029,000 |
| Interest-bearing deposits | 203,434,000 | 210,089,000 | 210,932,000 | 206,894,000 |
| Noninterest-bearing deposits | 90,534,000 | 85,417,000 | 76,584,000 | 81,135,000 |
| Equity capital | 44,935,000 | 46,406,000 | 47,929,000 | 41,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,794,000 | 9,724,000 | 14,739,000 | 19,588,000 |
| Interest expense | 1,136,000 | 2,355,000 | 3,669,000 | 4,834,000 |
| Net interest income | 3,658,000 | 7,369,000 | 11,070,000 | 14,754,000 |
| Noninterest income | 228,000 | 501,000 | 900,000 | 1,253,000 |
| Noninterest expense | 2,117,000 | 4,246,000 | 6,541,000 | 8,699,000 |
| Provision for loan losses | 50,000 | 135,000 | 210,000 | 3,216,000 |
| Pretax income | 1,719,000 | 3,499,000 | 5,229,000 | 4,133,000 |
| Income tax | 377,000 | 792,000 | 1,174,000 | 926,000 |
| Net income | 1,342,000 | 2,707,000 | 4,055,000 | 3,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,200,000 | 46,565,000 | 47,912,000 | 41,065,000 |