Call reports 2024
PREMIER BANK NATIONAL ASSOCIATION — 2024
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 338,681,000 | 351,562,000 | 331,933,000 | 334,969,000 |
| Total loans | 260,270,000 | 269,292,000 | 257,234,000 | 264,550,000 |
| Allowance for loan losses | 3,128,000 | 3,381,000 | 3,512,000 | 3,605,000 |
| Securities available for sale | 45,681,000 | 46,030,000 | 43,671,000 | 41,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,772,000 | 288,771,000 | 280,022,000 | 283,053,000 |
| Interest-bearing deposits | 193,758,000 | 204,680,000 | 199,636,000 | 197,504,000 |
| Noninterest-bearing deposits | 83,014,000 | 84,091,000 | 80,386,000 | 85,549,000 |
| Equity capital | 45,784,000 | 47,075,000 | 49,224,000 | 43,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,880,000 | 9,834,000 | 14,921,000 | 19,859,000 |
| Interest expense | 1,166,000 | 2,482,000 | 3,896,000 | 5,057,000 |
| Net interest income | 3,714,000 | 7,352,000 | 11,025,000 | 14,802,000 |
| Noninterest income | 213,000 | 547,000 | 1,012,000 | 1,227,000 |
| Noninterest expense | 2,167,000 | 4,429,000 | 6,656,000 | 8,669,000 |
| Provision for loan losses | -366,000 | -115,000 | 12,000 | 82,000 |
| Pretax income | 1,670,000 | 3,290,000 | 5,111,000 | 7,020,000 |
| Income tax | 376,000 | 715,000 | 1,098,000 | 1,444,000 |
| Net income | 1,294,000 | 2,575,000 | 4,013,000 | 5,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,435,000 | 47,751,000 | 49,225,000 | 43,823,000 |