Call reports 2023
PREMIER BANK NATIONAL ASSOCIATION — 2023
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 334,317,000 | 344,411,000 | 341,903,000 | 341,374,000 |
| Total loans | 233,951,000 | 250,256,000 | 259,342,000 | 260,956,000 |
| Allowance for loan losses | 3,260,000 | 3,336,000 | 3,414,000 | 3,491,000 |
| Securities available for sale | 63,476,000 | 61,004,000 | 58,929,000 | 52,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,804,000 | 286,537,000 | 282,494,000 | 280,640,000 |
| Interest-bearing deposits | 183,822,000 | 187,186,000 | 185,440,000 | 184,755,000 |
| Noninterest-bearing deposits | 93,982,000 | 99,351,000 | 97,054,000 | 95,885,000 |
| Equity capital | 40,510,000 | 41,350,000 | 42,374,000 | 44,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,967,000 | 8,293,000 | 12,884,000 | 17,758,000 |
| Interest expense | 543,000 | 1,430,000 | 2,442,000 | 3,523,000 |
| Net interest income | 3,424,000 | 6,863,000 | 10,442,000 | 14,235,000 |
| Noninterest income | 186,000 | 425,000 | 685,000 | 892,000 |
| Noninterest expense | 1,947,000 | 4,054,000 | 6,149,000 | 8,317,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,542,000 | 3,038,000 | 4,707,000 | 6,464,000 |
| Income tax | 359,000 | 705,000 | 1,085,000 | 1,499,000 |
| Net income | 1,183,000 | 2,333,000 | 3,622,000 | 4,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,218,000 | 42,403,000 | 43,728,000 | 45,106,000 |