Call reports 2022
PREMIER BANK NATIONAL ASSOCIATION — 2022
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 369,112,000 | 365,048,000 | 346,504,000 | 339,176,000 |
| Total loans | 227,080,000 | 220,058,000 | 227,923,000 | 235,083,000 |
| Allowance for loan losses | 3,170,000 | 3,175,000 | 3,179,000 | 3,184,000 |
| Securities available for sale | 76,147,000 | 75,194,000 | 74,869,000 | 68,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,510,000 | 316,390,000 | 302,288,000 | 280,600,000 |
| Interest-bearing deposits | 209,104,000 | 202,360,000 | 195,530,000 | 180,351,000 |
| Noninterest-bearing deposits | 112,406,000 | 114,030,000 | 106,758,000 | 100,249,000 |
| Equity capital | 41,190,000 | 42,174,000 | 42,551,000 | 44,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,413,000 | 5,090,000 | 8,284,000 | 12,056,000 |
| Interest expense | 213,000 | 408,000 | 580,000 | 869,000 |
| Net interest income | 2,200,000 | 4,682,000 | 7,704,000 | 11,187,000 |
| Noninterest income | 229,000 | 491,000 | 616,000 | 763,000 |
| Noninterest expense | 1,640,000 | 2,822,000 | 4,633,000 | 6,721,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 789,000 | 2,351,000 | 3,687,000 | 5,229,000 |
| Income tax | 188,000 | 559,000 | 864,000 | 1,157,000 |
| Net income | 601,000 | 1,792,000 | 2,823,000 | 4,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,422,000 | 42,649,000 | 43,715,000 | 45,000,000 |