Call reports 2021
PREMIER BANK NATIONAL ASSOCIATION — 2021
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 383,298,000 | 378,941,000 | 395,027,000 | 374,822,000 |
| Total loans | 247,643,000 | 244,027,000 | 228,678,000 | 206,835,000 |
| Allowance for loan losses | 3,479,000 | 3,532,000 | 3,160,000 | 3,162,000 |
| Securities available for sale | 20,546,000 | 19,497,000 | 18,079,000 | 16,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,938,000 | 326,905,000 | 347,060,000 | 326,551,000 |
| Interest-bearing deposits | 217,022,000 | 219,844,000 | 234,736,000 | 212,261,000 |
| Noninterest-bearing deposits | 114,916,000 | 107,061,000 | 112,324,000 | 114,290,000 |
| Equity capital | 39,798,000 | 40,395,000 | 41,392,000 | 41,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,350,000 | 6,087,000 | 8,711,000 | 11,263,000 |
| Interest expense | 301,000 | 585,000 | 851,000 | 1,095,000 |
| Net interest income | 3,049,000 | 5,502,000 | 7,860,000 | 10,168,000 |
| Noninterest income | 735,000 | 1,234,000 | 1,647,000 | 2,012,000 |
| Noninterest expense | 2,428,000 | 4,469,000 | 6,375,000 | 8,899,000 |
| Provision for loan losses | 75,000 | 125,000 | -247,000 | -247,000 |
| Pretax income | 1,281,000 | 2,142,000 | 3,379,000 | 3,528,000 |
| Income tax | 299,000 | 532,000 | 752,000 | 862,000 |
| Net income | 982,000 | 1,610,000 | 2,627,000 | 2,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,863,000 | 39,561,000 | 40,645,000 | 40,754,000 |