Call reports 2020
PREMIER BANK NATIONAL ASSOCIATION — 2020
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 307,406,000 | 342,131,000 | 340,752,000 | 344,559,000 |
| Total loans | 246,921,000 | 268,544,000 | 267,871,000 | 256,369,000 |
| Allowance for loan losses | 3,140,000 | 3,205,000 | 3,281,000 | 3,404,000 |
| Securities available for sale | 23,762,000 | 17,759,000 | 20,082,000 | 22,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,540,000 | 293,436,000 | 291,277,000 | 294,230,000 |
| Interest-bearing deposits | 199,066,000 | 202,241,000 | 200,294,000 | 210,740,000 |
| Noninterest-bearing deposits | 61,474,000 | 91,195,000 | 90,983,000 | 83,490,000 |
| Equity capital | 35,871,000 | 37,440,000 | 38,106,000 | 38,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,466,000 | 7,679,000 | 10,700,000 | 13,699,000 |
| Interest expense | 520,000 | 915,000 | 1,286,000 | 1,603,000 |
| Net interest income | 2,946,000 | 6,764,000 | 9,414,000 | 12,096,000 |
| Noninterest income | 429,000 | 1,110,000 | 1,592,000 | 2,132,000 |
| Noninterest expense | 1,976,000 | 4,561,000 | 6,668,000 | 8,703,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,324,000 | 3,172,000 | 4,122,000 | 5,234,000 |
| Income tax | 300,000 | 716,000 | 969,000 | 1,202,000 |
| Net income | 1,024,000 | 2,456,000 | 3,153,000 | 4,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,599,000 | 36,100,000 | 36,866,000 | 37,813,000 |