Call reports 2019
PREMIER BANK NATIONAL ASSOCIATION — 2019
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 281,288,000 | 294,049,000 | 306,340,000 | 309,357,000 |
| Total loans | 230,032,000 | 232,955,000 | 230,608,000 | 246,632,000 |
| Allowance for loan losses | 2,772,000 | 2,848,000 | 2,943,000 | 3,061,000 |
| Securities available for sale | 23,009,000 | 21,746,000 | 26,807,000 | 26,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,144,000 | 255,739,000 | 261,282,000 | 264,087,000 |
| Interest-bearing deposits | 188,369,000 | 196,571,000 | 202,099,000 | 203,343,000 |
| Noninterest-bearing deposits | 55,775,000 | 59,168,000 | 59,183,000 | 60,744,000 |
| Equity capital | 31,128,000 | 32,320,000 | 33,595,000 | 34,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,359,000 | 6,830,000 | 10,341,000 | 13,918,000 |
| Interest expense | 508,000 | 1,082,000 | 1,684,000 | 2,262,000 |
| Net interest income | 2,851,000 | 5,748,000 | 8,657,000 | 11,656,000 |
| Noninterest income | 281,000 | 706,000 | 1,366,000 | 1,945,000 |
| Noninterest expense | 1,820,000 | 3,717,000 | 5,658,000 | 7,778,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,222,000 | 2,557,000 | 4,095,000 | 5,463,000 |
| Income tax | 276,000 | 570,000 | 869,000 | 1,197,000 |
| Net income | 946,000 | 1,987,000 | 3,226,000 | 4,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,981,000 | 31,091,000 | 32,398,000 | 33,507,000 |
| Total capital | 32,753,000 | 33,939,000 | 35,341,000 | 36,568,000 |
| Risk-weighted assets | 267,400,000 | 273,912,000 | 278,290,000 | 304,389,000 |