Call reports 2018
PREMIER BANK NATIONAL ASSOCIATION — 2018
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 260,448,000 | 262,583,000 | 269,097,000 | 270,732,000 |
| Total loans | 212,586,000 | 212,677,000 | 218,360,000 | 222,958,000 |
| Allowance for loan losses | 2,421,000 | 2,515,000 | 2,609,000 | 2,679,000 |
| Securities available for sale | 23,689,000 | 23,636,000 | 23,537,000 | 22,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,997,000 | 227,531,000 | 232,943,000 | 235,045,000 |
| Interest-bearing deposits | 172,442,000 | 179,310,000 | 182,606,000 | 184,313,000 |
| Noninterest-bearing deposits | 53,555,000 | 48,221,000 | 50,337,000 | 50,732,000 |
| Equity capital | 28,302,000 | 29,108,000 | 29,976,000 | 29,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,700,000 | 5,666,000 | 8,716,000 | 11,941,000 |
| Interest expense | 286,000 | 645,000 | 1,052,000 | 1,529,000 |
| Net interest income | 2,414,000 | 5,021,000 | 7,664,000 | 10,412,000 |
| Noninterest income | 894,000 | 1,275,000 | 1,769,000 | 2,081,000 |
| Noninterest expense | 1,849,000 | 3,693,000 | 5,577,000 | 7,396,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 388,000 |
| Pretax income | 1,369,000 | 2,423,000 | 3,583,000 | 4,707,000 |
| Income tax | 301,000 | 495,000 | 756,000 | 1,008,000 |
| Net income | 1,068,000 | 1,928,000 | 2,827,000 | 3,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,130,000 | 28,058,000 | 29,026,000 | 28,966,000 |
| Total capital | 29,551,000 | 30,573,000 | 31,635,000 | 31,645,000 |
| Risk-weighted assets | 252,599,000 | 252,483,000 | 255,453,000 | 259,593,000 |