Call reports 2017
PREMIER BANK NATIONAL ASSOCIATION — 2017
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 234,869,000 | 238,404,000 | 243,358,000 | 240,480,000 |
| Total loans | 175,159,000 | 180,355,000 | 188,489,000 | 196,124,000 |
| Allowance for loan losses | 2,158,000 | 2,235,000 | 2,301,000 | 2,325,000 |
| Securities available for sale | 21,878,000 | 23,749,000 | 26,314,000 | 23,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,981,000 | 206,002,000 | 210,195,000 | 207,428,000 |
| Interest-bearing deposits | 150,766,000 | 147,972,000 | 150,396,000 | 151,541,000 |
| Noninterest-bearing deposits | 52,215,000 | 58,030,000 | 59,799,000 | 55,887,000 |
| Equity capital | 26,248,000 | 26,760,000 | 27,334,000 | 27,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,176,000 | 4,509,000 | 7,002,000 | 9,593,000 |
| Interest expense | 199,000 | 409,000 | 623,000 | 854,000 |
| Net interest income | 1,977,000 | 4,100,000 | 6,379,000 | 8,739,000 |
| Noninterest income | 349,000 | 746,000 | 1,125,000 | 1,463,000 |
| Noninterest expense | 1,604,000 | 3,321,000 | 5,006,000 | 6,760,000 |
| Provision for loan losses | 80,000 | 160,000 | 226,000 | 301,000 |
| Pretax income | 643,000 | 1,366,000 | 2,273,000 | 3,142,000 |
| Income tax | 215,000 | 476,000 | 788,000 | 1,355,000 |
| Net income | 428,000 | 890,000 | 1,485,000 | 1,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,521,000 | 25,054,000 | 25,721,000 | 26,095,000 |
| Total capital | 26,679,000 | 27,289,000 | 28,022,000 | 28,420,000 |
| Risk-weighted assets | 197,857,000 | 217,121,000 | 225,485,000 | 231,313,000 |