Call reports 2016
PREMIER BANK NATIONAL ASSOCIATION — 2016
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 206,567,000 | 208,431,000 | 223,697,000 | 228,968,000 |
| Total loans | 159,653,000 | 174,026,000 | 173,132,000 | 173,952,000 |
| Allowance for loan losses | 1,831,000 | 1,933,000 | 2,010,000 | 2,087,000 |
| Securities available for sale | 21,593,000 | 18,373,000 | 17,715,000 | 17,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,065,000 | 180,539,000 | 192,340,000 | 197,450,000 |
| Interest-bearing deposits | 138,549,000 | 137,041,000 | 142,222,000 | 148,003,000 |
| Noninterest-bearing deposits | 42,516,000 | 43,498,000 | 50,118,000 | 49,447,000 |
| Equity capital | 24,833,000 | 25,288,000 | 25,725,000 | 25,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,921,000 | 3,931,000 | 6,080,000 | 8,203,000 |
| Interest expense | 126,000 | 257,000 | 429,000 | 622,000 |
| Net interest income | 1,795,000 | 3,674,000 | 5,651,000 | 7,581,000 |
| Noninterest income | 527,000 | 984,000 | 1,472,000 | 1,851,000 |
| Noninterest expense | 1,611,000 | 3,314,000 | 4,985,000 | 6,812,000 |
| Provision for loan losses | 80,000 | 187,000 | 267,000 | 346,000 |
| Pretax income | 631,000 | 1,167,000 | 1,881,000 | 2,284,000 |
| Income tax | 209,000 | 393,000 | 637,000 | 732,000 |
| Net income | 422,000 | 774,000 | 1,244,000 | 1,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,742,000 | 23,201,000 | 23,773,000 | 24,101,000 |
| Total capital | 24,572,000 | 25,134,000 | 25,783,000 | 26,188,000 |
| Risk-weighted assets | 213,370,000 | 222,835,000 | 216,209,000 | 195,615,000 |