Call reports 2015
PREMIER BANK NATIONAL ASSOCIATION — 2015
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 148,092,000 | 203,250,000 | 197,972,000 | 199,589,000 |
| Total loans | 118,939,000 | 144,077,000 | 149,072,000 | 156,114,000 |
| Allowance for loan losses | 1,353,000 | 1,446,000 | 1,554,000 | 1,753,000 |
| Securities available for sale | 17,495,000 | 33,985,000 | 21,819,000 | 21,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,309,000 | 174,452,000 | 173,383,000 | 174,950,000 |
| Interest-bearing deposits | 101,255,000 | 127,593,000 | 130,923,000 | 133,007,000 |
| Noninterest-bearing deposits | 26,054,000 | 46,859,000 | 42,460,000 | 41,943,000 |
| Equity capital | 19,839,000 | 28,090,000 | 23,856,000 | 24,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 3,214,000 | 5,093,000 | 7,002,000 |
| Interest expense | 103,000 | 216,000 | 339,000 | 461,000 |
| Net interest income | 1,314,000 | 2,998,000 | 4,754,000 | 6,541,000 |
| Noninterest income | 514,000 | 1,003,000 | 1,538,000 | 2,497,000 |
| Noninterest expense | 1,448,000 | 3,229,000 | 4,941,000 | 6,666,000 |
| Provision for loan losses | 103,000 | 192,000 | 302,000 | 537,000 |
| Pretax income | 277,000 | 571,000 | 984,000 | 1,767,000 |
| Income tax | 88,000 | 194,000 | 335,000 | 595,000 |
| Net income | 189,000 | 377,000 | 649,000 | 1,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,549,000 | 26,092,000 | 21,853,000 | 22,456,000 |
| Total capital | 20,902,000 | 27,538,000 | 23,407,000 | 24,209,000 |
| Risk-weighted assets | 176,315,000 | 206,648,000 | 203,926,000 | 211,941,000 |