Call reports 2014
PREMIER BANK NATIONAL ASSOCIATION — 2014
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 136,278,000 | 136,996,000 | 141,360,000 | 146,113,000 |
| Total loans | 96,277,000 | 104,660,000 | 107,367,000 | 112,322,000 |
| Allowance for loan losses | 1,151,000 | 1,364,000 | 1,385,000 | 1,251,000 |
| Securities available for sale | 17,649,000 | 16,058,000 | 14,657,000 | 13,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,967,000 | 117,607,000 | 121,727,000 | 125,739,000 |
| Interest-bearing deposits | 93,719,000 | 93,341,000 | 96,314,000 | 95,400,000 |
| Noninterest-bearing deposits | 23,248,000 | 24,266,000 | 25,413,000 | 30,339,000 |
| Equity capital | 18,501,000 | 18,621,000 | 18,869,000 | 19,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,610,000 | 4,005,000 | 5,411,000 |
| Interest expense | 101,000 | 204,000 | 307,000 | 410,000 |
| Net interest income | 1,129,000 | 2,406,000 | 3,698,000 | 5,001,000 |
| Noninterest income | 625,000 | 1,069,000 | 1,603,000 | 2,885,000 |
| Noninterest expense | 1,312,000 | 2,660,000 | 4,072,000 | 5,625,000 |
| Provision for loan losses | 231,000 | 448,000 | 469,000 | 471,000 |
| Pretax income | 211,000 | 394,000 | 787,000 | 1,817,000 |
| Income tax | 54,000 | 98,000 | 214,000 | 558,000 |
| Net income | 157,000 | 296,000 | 573,000 | 1,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,724,000 | 17,930,000 | 18,273,000 | 19,025,000 |
| Total capital | 18,875,000 | 19,294,000 | 19,658,000 | 20,276,000 |
| Risk-weighted assets | 119,876,000 | 140,861,000 | 149,022,000 | 158,794,000 |