Call reports 2013
PREMIER BANK NATIONAL ASSOCIATION — 2013
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 126,267,000 | 132,740,000 | 134,996,000 | 134,324,000 |
| Total loans | 85,885,000 | 85,757,000 | 84,653,000 | 91,043,000 |
| Allowance for loan losses | 910,000 | 1,055,000 | 1,194,000 | 1,223,000 |
| Securities available for sale | 24,189,000 | 22,774,000 | 22,108,000 | 20,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,759,000 | 113,862,000 | 115,825,000 | 115,201,000 |
| Interest-bearing deposits | 87,308,000 | 92,483,000 | 93,854,000 | 90,414,000 |
| Noninterest-bearing deposits | 20,451,000 | 21,379,000 | 21,971,000 | 24,787,000 |
| Equity capital | 17,805,000 | 17,946,000 | 18,218,000 | 18,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,179,000 | 2,454,000 | 3,717,000 | 4,985,000 |
| Interest expense | 95,000 | 196,000 | 306,000 | 413,000 |
| Net interest income | 1,084,000 | 2,258,000 | 3,411,000 | 4,572,000 |
| Noninterest income | 530,000 | 1,135,000 | 1,707,000 | 2,159,000 |
| Noninterest expense | 1,350,000 | 2,618,000 | 3,919,000 | 5,301,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 250,000 |
| Pretax income | 189,000 | 625,000 | 974,000 | 1,180,000 |
| Income tax | 36,000 | 161,000 | 264,000 | 313,000 |
| Net income | 153,000 | 464,000 | 710,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,553,000 | 16,945,000 | 17,272,000 | 17,501,000 |
| Total capital | 17,463,000 | 18,000,000 | 18,466,000 | 18,724,000 |
| Risk-weighted assets | 98,409,000 | 102,264,000 | 103,243,000 | 112,289,000 |