Call reports 2012
PREMIER BANK NATIONAL ASSOCIATION — 2012
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 132,727,000 | 133,507,000 | 117,631,000 | 123,740,000 |
| Total loans | 56,696,000 | 56,510,000 | 59,843,000 | 71,169,000 |
| Allowance for loan losses | 184,000 | 463,000 | 471,000 | 805,000 |
| Securities available for sale | 36,776,000 | 35,125,000 | 28,470,000 | 27,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,049,000 | 110,359,000 | 94,522,000 | 105,380,000 |
| Interest-bearing deposits | 86,522,000 | 86,314,000 | 74,225,000 | 83,507,000 |
| Noninterest-bearing deposits | 24,527,000 | 24,045,000 | 20,297,000 | 21,873,000 |
| Equity capital | 16,780,000 | 17,355,000 | 17,754,000 | 17,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,155,000 | 2,354,000 | 3,557,000 | 4,480,000 |
| Interest expense | 131,000 | 253,000 | 365,000 | 460,000 |
| Net interest income | 1,024,000 | 2,101,000 | 3,192,000 | 4,020,000 |
| Noninterest income | 1,335,000 | 3,060,000 | 3,964,000 | 5,284,000 |
| Noninterest expense | 1,519,000 | 2,997,000 | 4,942,000 | 6,414,000 |
| Provision for loan losses | 127,000 | 407,000 | 511,000 | 1,199,000 |
| Pretax income | 713,000 | 1,757,000 | 1,733,000 | 1,721,000 |
| Income tax | 224,000 | 924,000 | 588,000 | 634,000 |
| Net income | 489,000 | 833,000 | 1,145,000 | 1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,856,000 | 15,336,000 | 16,270,000 | 16,319,000 |
| Total capital | 15,040,000 | 15,799,000 | 16,741,000 | 17,124,000 |
| Risk-weighted assets | 71,613,000 | 72,495,000 | 74,522,000 | 84,959,000 |