Call reports 2011
PREMIER BANK NATIONAL ASSOCIATION — 2011
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 20,059,000 | 20,615,000 | 20,876,000 | 132,440,000 |
| Total loans | 12,464,000 | 11,735,000 | 8,893,000 | 47,748,000 |
| Allowance for loan losses | 412,000 | 417,000 | 5,000 | 70,000 |
| Securities available for sale | 0 | 0 | 2,981,000 | 39,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,917,000 | 17,401,000 | 17,931,000 | 114,173,000 |
| Interest-bearing deposits | 13,491,000 | 13,346,000 | 13,420,000 | 89,191,000 |
| Noninterest-bearing deposits | 3,426,000 | 4,055,000 | 4,511,000 | 24,982,000 |
| Equity capital | 2,849,000 | 2,905,000 | 2,491,000 | 16,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 242,000 | 486,000 | 113,000 | 835,000 |
| Interest expense | 39,000 | 76,000 | 23,000 | 131,000 |
| Net interest income | 203,000 | 410,000 | 90,000 | 704,000 |
| Noninterest income | 11,000 | 20,000 | 16,000 | 2,549,000 |
| Noninterest expense | 148,000 | 299,000 | 95,000 | 1,261,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 65,000 |
| Pretax income | 66,000 | 131,000 | 7,000 | 1,927,000 |
| Income tax | 22,000 | 31,000 | 1,000 | 640,000 |
| Net income | 44,000 | 100,000 | 6,000 | 1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,849,000 | 2,905,000 | 1,977,000 | 14,244,000 |
| Total capital | 3,021,000 | 3,071,000 | 1,982,000 | 14,314,000 |
| Risk-weighted assets | 13,539,000 | 13,019,000 | 11,496,000 | 58,129,000 |