Call reports 2010
PREMIER BANK NATIONAL ASSOCIATION — 2010
What PREMIER BANK NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 18,953,000 | 21,079,000 | 19,693,000 | 19,834,000 |
| Total loans | 14,741,000 | 16,190,000 | 15,100,000 | 15,491,000 |
| Allowance for loan losses | 515,000 | 416,000 | 414,000 | 405,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 713,000 | 709,000 | 504,000 | 101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,469,000 | 16,246,000 | 16,744,000 | 16,725,000 |
| Interest-bearing deposits | 12,648,000 | 12,873,000 | 13,310,000 | 12,969,000 |
| Noninterest-bearing deposits | 3,821,000 | 3,373,000 | 3,434,000 | 3,756,000 |
| Equity capital | 2,411,000 | 2,549,000 | 2,712,000 | 2,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 551,000 | 901,000 | 1,159,000 |
| Interest expense | 45,000 | 90,000 | 134,000 | 177,000 |
| Net interest income | 217,000 | 461,000 | 767,000 | 982,000 |
| Noninterest income | 9,000 | 21,000 | 31,000 | 43,000 |
| Noninterest expense | 150,000 | 294,000 | 464,000 | 742,000 |
| Provision for loan losses | 0 | -100,000 | -200,000 | -400,000 |
| Pretax income | 76,000 | 288,000 | 534,000 | 683,000 |
| Income tax | 29,000 | 103,000 | 186,000 | 242,000 |
| Net income | 47,000 | 185,000 | 348,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,411,000 | 2,549,000 | 2,712,000 | 2,805,000 |
| Total capital | 2,607,000 | 2,766,000 | 2,916,000 | 3,006,000 |
| Risk-weighted assets | 15,349,000 | 17,122,000 | 16,120,000 | 15,887,000 |