Call reports 2026
FIRST CENTRAL STATE BANK — 2026
What FIRST CENTRAL STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 783,989,000 | 772,354,000 |
| Total loans | 489,902,000 | 497,162,000 |
| Allowance for loan losses | 5,856,000 | 6,297,000 |
| Securities available for sale | 234,635,000 | 225,777,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 608,133,000 | 595,421,000 |
| Interest-bearing deposits | 491,609,000 | 479,511,000 |
| Noninterest-bearing deposits | 116,524,000 | 115,910,000 |
| Equity capital | 96,903,000 | 99,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,676,000 | 19,647,000 |
| Interest expense | 3,197,000 | 6,452,000 |
| Net interest income | 6,479,000 | 13,195,000 |
| Noninterest income | 1,141,000 | 2,427,000 |
| Noninterest expense | 3,978,000 | 8,213,000 |
| Provision for loan losses | 330,000 | 745,000 |
| Pretax income | 3,434,000 | 6,941,000 |
| Income tax | 680,000 | 1,380,000 |
| Net income | 2,754,000 | 5,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 103,375,000 | 105,191,000 |