Call reports 2023
FIRST CENTRAL STATE BANK — 2023
What FIRST CENTRAL STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 680,401,000 | 680,155,000 | 676,136,000 | 688,693,000 |
| Total loans | 410,335,000 | 405,045,000 | 410,723,000 | 421,281,000 |
| Allowance for loan losses | 5,315,000 | 5,359,000 | 5,370,000 | 5,365,000 |
| Securities available for sale | 227,262,000 | 224,124,000 | 217,918,000 | 227,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,257,000 | 534,898,000 | 533,455,000 | 536,040,000 |
| Interest-bearing deposits | 422,323,000 | 419,101,000 | 421,141,000 | 422,709,000 |
| Noninterest-bearing deposits | 109,934,000 | 115,797,000 | 112,314,000 | 113,331,000 |
| Equity capital | 70,585,000 | 69,321,000 | 66,623,000 | 75,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,642,000 | 13,559,000 | 20,709,000 | 28,106,000 |
| Interest expense | 1,765,000 | 3,932,000 | 6,484,000 | 9,371,000 |
| Net interest income | 4,877,000 | 9,627,000 | 14,225,000 | 18,735,000 |
| Noninterest income | 890,000 | 1,787,000 | 2,754,000 | 3,717,000 |
| Noninterest expense | 3,176,000 | 6,480,000 | 9,753,000 | 13,043,000 |
| Provision for loan losses | -136,000 | -76,000 | -16,000 | 72,000 |
| Pretax income | 2,531,000 | 4,823,000 | 7,058,000 | 9,193,000 |
| Income tax | 522,000 | 984,000 | 1,430,000 | 1,859,000 |
| Net income | 2,009,000 | 3,839,000 | 5,628,000 | 7,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,286,000 | 85,278,000 | 87,067,000 | 87,936,000 |