Call reports 2022
FIRST CENTRAL STATE BANK — 2022
What FIRST CENTRAL STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 712,350,000 | 707,346,000 | 680,206,000 | 689,190,000 |
| Total loans | 406,832,000 | 407,912,000 | 424,168,000 | 421,836,000 |
| Allowance for loan losses | 5,640,000 | 5,718,000 | 5,779,000 | 5,336,000 |
| Securities available for sale | 231,461,000 | 224,667,000 | 213,484,000 | 220,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 552,712,000 | 564,464,000 | 535,124,000 | 533,494,000 |
| Interest-bearing deposits | 435,782,000 | 437,374,000 | 410,377,000 | 412,363,000 |
| Noninterest-bearing deposits | 116,930,000 | 127,090,000 | 124,747,000 | 121,131,000 |
| Equity capital | 70,548,000 | 66,232,000 | 60,722,000 | 65,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,199,000 | 10,685,000 | 16,610,000 | 23,010,000 |
| Interest expense | 735,000 | 1,506,000 | 2,548,000 | 3,952,000 |
| Net interest income | 4,464,000 | 9,179,000 | 14,062,000 | 19,058,000 |
| Noninterest income | 940,000 | 2,018,000 | 2,943,000 | 3,951,000 |
| Noninterest expense | 3,221,000 | 6,427,000 | 9,599,000 | 12,882,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | -180,000 |
| Pretax income | 2,118,000 | 4,642,000 | 7,219,000 | 9,942,000 |
| Income tax | 435,000 | 971,000 | 1,516,000 | 2,132,000 |
| Net income | 1,683,000 | 3,671,000 | 5,703,000 | 7,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,160,000 | 79,312,000 | 81,343,000 | 82,614,000 |
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