Call reports 2021
FIRST CENTRAL STATE BANK — 2021
What FIRST CENTRAL STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 676,136,000 | 706,990,000 | 694,150,000 | 729,106,000 |
| Total loans | 401,075,000 | 398,010,000 | 390,833,000 | 403,905,000 |
| Allowance for loan losses | 5,421,000 | 5,498,000 | 5,512,000 | 5,569,000 |
| Securities available for sale | 184,748,000 | 206,674,000 | 223,586,000 | 242,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,787,000 | 548,419,000 | 532,372,000 | 562,621,000 |
| Interest-bearing deposits | 410,571,000 | 429,956,000 | 414,873,000 | 442,393,000 |
| Noninterest-bearing deposits | 110,216,000 | 118,463,000 | 117,499,000 | 120,228,000 |
| Equity capital | 75,263,000 | 77,196,000 | 78,662,000 | 78,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,373,000 | 11,103,000 | 16,827,000 | 22,545,000 |
| Interest expense | 883,000 | 1,751,000 | 2,569,000 | 3,360,000 |
| Net interest income | 4,490,000 | 9,352,000 | 14,258,000 | 19,185,000 |
| Noninterest income | 944,000 | 2,077,000 | 3,226,000 | 4,374,000 |
| Noninterest expense | 3,183,000 | 6,529,000 | 10,044,000 | 13,432,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 2,191,000 | 4,780,000 | 7,270,000 | 9,902,000 |
| Income tax | 436,000 | 976,000 | 1,488,000 | 2,033,000 |
| Net income | 1,755,000 | 3,804,000 | 5,782,000 | 7,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,037,000 | 73,249,000 | 75,227,000 | 76,477,000 |