Call reports 2019
FIRST CENTRAL STATE BANK — 2019
What FIRST CENTRAL STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 562,077,000 | 554,112,000 | 544,290,000 | 585,109,000 |
| Total loans | 392,300,000 | 389,159,000 | 388,907,000 | 387,426,000 |
| Allowance for loan losses | 4,395,000 | 4,508,000 | 4,442,000 | 4,480,000 |
| Securities available for sale | 114,112,000 | 112,605,000 | 110,782,000 | 115,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,258,000 | 428,774,000 | 416,038,000 | 458,943,000 |
| Interest-bearing deposits | 358,896,000 | 356,495,000 | 340,880,000 | 361,677,000 |
| Noninterest-bearing deposits | 73,362,000 | 72,279,000 | 75,158,000 | 97,266,000 |
| Equity capital | 65,688,000 | 67,218,000 | 69,283,000 | 69,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,812,000 | 11,841,000 | 17,836,000 | 23,744,000 |
| Interest expense | 1,580,000 | 3,241,000 | 4,822,000 | 6,345,000 |
| Net interest income | 4,232,000 | 8,600,000 | 13,014,000 | 17,399,000 |
| Noninterest income | 759,000 | 1,578,000 | 2,542,000 | 3,456,000 |
| Noninterest expense | 2,923,000 | 5,933,000 | 8,938,000 | 11,946,000 |
| Provision for loan losses | 160,000 | 310,000 | 460,000 | 590,000 |
| Pretax income | 1,908,000 | 3,935,000 | 6,158,000 | 8,319,000 |
| Income tax | 395,000 | 818,000 | 1,289,000 | 1,743,000 |
| Net income | 1,513,000 | 3,117,000 | 4,869,000 | 6,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,531,000 | 63,321,000 | 65,095,000 | 65,327,000 |
| Total capital | 66,936,000 | 67,839,000 | 69,548,000 | 69,807,000 |
| Risk-weighted assets | 463,529,000 | 451,596,000 | 449,231,000 | 453,012,000 |
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