Call reports 2018
FIRST CENTRAL STATE BANK — 2018
What FIRST CENTRAL STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 397,996,000 | 397,415,000 | 391,686,000 | 423,776,000 |
| Total loans | 289,451,000 | 286,524,000 | 284,640,000 | 294,900,000 |
| Allowance for loan losses | 3,352,000 | 3,423,000 | 3,362,000 | 3,416,000 |
| Securities available for sale | 76,170,000 | 73,567,000 | 73,623,000 | 73,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,195,000 | 309,283,000 | 301,065,000 | 330,851,000 |
| Interest-bearing deposits | 247,760,000 | 247,911,000 | 246,114,000 | 257,173,000 |
| Noninterest-bearing deposits | 52,435,000 | 61,372,000 | 54,951,000 | 73,678,000 |
| Equity capital | 42,996,000 | 43,839,000 | 44,867,000 | 46,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,916,000 | 8,018,000 | 12,132,000 | 16,412,000 |
| Interest expense | 763,000 | 1,623,000 | 2,522,000 | 3,572,000 |
| Net interest income | 3,153,000 | 6,395,000 | 9,610,000 | 12,840,000 |
| Noninterest income | 572,000 | 1,167,000 | 1,791,000 | 2,456,000 |
| Noninterest expense | 2,096,000 | 4,096,000 | 6,148,000 | 8,293,000 |
| Provision for loan losses | 120,000 | 180,000 | 300,000 | 420,000 |
| Pretax income | 1,509,000 | 3,286,000 | 4,953,000 | 6,583,000 |
| Income tax | 322,000 | 712,000 | 1,074,000 | 1,426,000 |
| Net income | 1,187,000 | 2,574,000 | 3,879,000 | 5,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,276,000 | 43,221,000 | 44,549,000 | 45,385,000 |
| Total capital | 45,640,000 | 46,656,000 | 47,921,000 | 48,810,000 |
| Risk-weighted assets | 338,694,000 | 332,491,000 | 331,232,000 | 339,954,000 |