Call reports 2017
FIRST CENTRAL STATE BANK — 2017
What FIRST CENTRAL STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 367,383,000 | 367,497,000 | 376,893,000 | 402,895,000 |
| Total loans | 259,711,000 | 266,134,000 | 272,024,000 | 286,395,000 |
| Allowance for loan losses | 3,091,000 | 3,052,000 | 3,183,000 | 3,240,000 |
| Securities available for sale | 72,704,000 | 72,148,000 | 71,958,000 | 72,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,325,000 | 284,365,000 | 293,894,000 | 311,055,000 |
| Interest-bearing deposits | 229,639,000 | 227,612,000 | 238,983,000 | 247,028,000 |
| Noninterest-bearing deposits | 55,686,000 | 56,753,000 | 54,911,000 | 64,027,000 |
| Equity capital | 40,377,000 | 41,209,000 | 42,334,000 | 42,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,454,000 | 7,038,000 | 10,728,000 | 14,640,000 |
| Interest expense | 557,000 | 1,143,000 | 1,771,000 | 2,471,000 |
| Net interest income | 2,897,000 | 5,895,000 | 8,957,000 | 12,169,000 |
| Noninterest income | 598,000 | 1,294,000 | 1,974,000 | 2,700,000 |
| Noninterest expense | 1,913,000 | 3,841,000 | 5,857,000 | 8,018,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 1,477,000 | 3,138,000 | 4,759,000 | 6,429,000 |
| Income tax | 467,000 | 1,002,000 | 1,524,000 | 2,482,000 |
| Net income | 1,010,000 | 2,136,000 | 3,235,000 | 3,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,024,000 | 39,702,000 | 40,819,000 | 41,084,000 |
| Total capital | 42,123,000 | 42,763,000 | 44,015,000 | 44,336,000 |
| Risk-weighted assets | 319,602,000 | 318,267,000 | 324,326,000 | 335,875,000 |