Call reports 2025
FEDERATION BANK — 2025
What FEDERATION BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 153,345,000 | 148,955,000 | 148,415,000 | 153,694,000 |
| Total loans | 76,131,000 | 74,855,000 | 78,064,000 | 81,636,000 |
| Allowance for loan losses | 1,189,000 | 1,190,000 | 1,190,000 | 1,189,000 |
| Securities available for sale | 59,922,000 | 58,492,000 | 56,677,000 | 53,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,550,000 | 129,168,000 | 128,369,000 | 131,829,000 |
| Interest-bearing deposits | 105,293,000 | 100,395,000 | 101,880,000 | 104,233,000 |
| Noninterest-bearing deposits | 30,257,000 | 28,773,000 | 26,489,000 | 27,596,000 |
| Equity capital | 12,059,000 | 12,246,000 | 13,842,000 | 14,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,672,000 | 3,368,000 | 5,104,000 | 6,933,000 |
| Interest expense | 448,000 | 860,000 | 1,276,000 | 1,706,000 |
| Net interest income | 1,224,000 | 2,508,000 | 3,828,000 | 5,227,000 |
| Noninterest income | 112,000 | 259,000 | 418,000 | 511,000 |
| Noninterest expense | 1,027,000 | 2,019,000 | 3,032,000 | 4,016,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 324,000 | 763,000 | 1,229,000 | 1,736,000 |
| Income tax | 11,000 | 29,000 | 47,000 | 67,000 |
| Net income | 313,000 | 734,000 | 1,182,000 | 1,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,563,000 | 14,725,000 | 15,014,000 | 15,441,000 |