Call reports 2015
FEDERATION BANK — 2015
What FEDERATION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 113,757,000 | 112,840,000 | 114,198,000 | 119,305,000 |
| Total loans | 69,573,000 | 69,219,000 | 70,182,000 | 69,232,000 |
| Allowance for loan losses | 716,000 | 712,000 | 712,000 | 726,000 |
| Securities available for sale | 31,817,000 | 30,390,000 | 33,427,000 | 33,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,344,000 | 93,070,000 | 94,649,000 | 99,047,000 |
| Interest-bearing deposits | 80,410,000 | 78,083,000 | 80,146,000 | 82,315,000 |
| Noninterest-bearing deposits | 13,934,000 | 14,987,000 | 14,503,000 | 16,732,000 |
| Equity capital | 11,056,000 | 10,835,000 | 11,027,000 | 11,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,081,000 | 2,111,000 | 3,147,000 | 4,216,000 |
| Interest expense | 125,000 | 243,000 | 354,000 | 470,000 |
| Net interest income | 956,000 | 1,868,000 | 2,793,000 | 3,746,000 |
| Noninterest income | 168,000 | 313,000 | 482,000 | 663,000 |
| Noninterest expense | 828,000 | 1,688,000 | 2,502,000 | 3,313,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 322,000 | 519,000 | 799,000 | 1,092,000 |
| Income tax | 15,000 | 24,000 | 38,000 | 51,000 |
| Net income | 307,000 | 495,000 | 761,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,482,000 | 9,437,000 | 9,505,000 | 9,698,000 |
| Total capital | 10,198,000 | 10,149,000 | 10,217,000 | 10,424,000 |
| Risk-weighted assets | 88,122,000 | 87,355,000 | 90,054,000 | 90,597,000 |