Call reports 2025
FRONTIER BANK — 2025
What FRONTIER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 418,822,000 | 411,857,000 | 418,356,000 | 424,944,000 |
| Total loans | 190,511,000 | 193,749,000 | 197,355,000 | 198,481,000 |
| Allowance for loan losses | 3,988,000 | 3,985,000 | 3,984,000 | 3,990,000 |
| Securities available for sale | 203,022,000 | 205,136,000 | 204,766,000 | 206,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,477,000 | 368,528,000 | 374,735,000 | 380,210,000 |
| Interest-bearing deposits | 299,715,000 | 295,288,000 | 301,932,000 | 296,700,000 |
| Noninterest-bearing deposits | 79,762,000 | 73,240,000 | 72,803,000 | 83,510,000 |
| Equity capital | 37,532,000 | 38,848,000 | 41,880,000 | 42,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,946,000 | 10,087,000 | 15,450,000 | 20,859,000 |
| Interest expense | 1,691,000 | 3,358,000 | 5,005,000 | 6,608,000 |
| Net interest income | 3,255,000 | 6,729,000 | 10,445,000 | 14,251,000 |
| Noninterest income | 603,000 | 1,115,000 | 1,663,000 | 2,230,000 |
| Noninterest expense | 1,756,000 | 3,784,000 | 5,720,000 | 7,999,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,046,000 | 4,004,000 | 6,319,000 | 8,099,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,046,000 | 4,004,000 | 6,319,000 | 8,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,840,000 | 46,335,000 | 46,699,000 | 46,182,000 |
| Total capital | 48,905,000 | 49,455,000 | 49,826,000 | 49,298,000 |
| Risk-weighted assets | 244,293,000 | 248,766,000 | 249,288,000 | 248,397,000 |