Call reports 2023
FRONTIER BANK — 2023
What FRONTIER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 393,702,000 | 407,584,000 | 404,400,000 | 409,845,000 |
| Total loans | 178,095,000 | 187,298,000 | 188,797,000 | 194,324,000 |
| Allowance for loan losses | 3,707,000 | 3,830,000 | 3,831,000 | 3,930,000 |
| Securities available for sale | 189,574,000 | 192,914,000 | 184,751,000 | 192,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,047,000 | 375,116,000 | 376,164,000 | 373,988,000 |
| Interest-bearing deposits | 265,285,000 | 290,668,000 | 292,368,000 | 285,814,000 |
| Noninterest-bearing deposits | 95,761,000 | 84,448,000 | 83,796,000 | 88,174,000 |
| Equity capital | 32,103,000 | 31,760,000 | 27,050,000 | 34,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,061,000 | 8,487,000 | 13,127,000 | 17,940,000 |
| Interest expense | 670,000 | 1,838,000 | 3,335,000 | 5,049,000 |
| Net interest income | 3,391,000 | 6,649,000 | 9,792,000 | 12,891,000 |
| Noninterest income | 431,000 | 871,000 | 1,194,000 | 1,898,000 |
| Noninterest expense | 1,671,000 | 3,543,000 | 5,263,000 | 7,164,000 |
| Provision for loan losses | 0 | 125,000 | 125,000 | 225,000 |
| Pretax income | 1,547,000 | 3,373,000 | 5,119,000 | 6,921,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,547,000 | 3,373,000 | 5,119,000 | 6,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,062,000 | 44,793,000 | 44,742,000 | 45,049,000 |
| Total capital | 47,026,000 | 47,844,000 | 47,809,000 | 48,167,000 |
| Risk-weighted assets | 236,231,000 | 243,146,000 | 244,449,000 | 248,433,000 |