Call reports 2015
FRONTIER BANK — 2015
What FRONTIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 278,285,000 | 272,794,000 | 267,907,000 | 269,637,000 |
| Total loans | 143,218,000 | 146,879,000 | 147,348,000 | 138,512,000 |
| Allowance for loan losses | 3,442,000 | 3,213,000 | 3,242,000 | 3,243,000 |
| Securities available for sale | 117,372,000 | 113,421,000 | 107,544,000 | 104,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,933,000 | 239,238,000 | 236,771,000 | 238,655,000 |
| Interest-bearing deposits | 191,893,000 | 191,268,000 | 183,091,000 | 184,058,000 |
| Noninterest-bearing deposits | 52,040,000 | 47,970,000 | 53,680,000 | 54,597,000 |
| Equity capital | 34,214,000 | 33,341,000 | 30,998,000 | 30,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,483,000 | 4,997,000 | 7,491,000 | 9,944,000 |
| Interest expense | 120,000 | 239,000 | 358,000 | 479,000 |
| Net interest income | 2,363,000 | 4,758,000 | 7,133,000 | 9,465,000 |
| Noninterest income | 338,000 | 712,000 | 1,021,000 | 1,341,000 |
| Noninterest expense | 1,332,000 | 2,985,000 | 4,329,000 | 5,773,000 |
| Provision for loan losses | 200,000 | 350,000 | 450,000 | 450,000 |
| Pretax income | 1,368,000 | 2,333,000 | 3,569,000 | 4,777,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,368,000 | 2,333,000 | 3,569,000 | 4,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,230,000 | 32,199,000 | 29,439,000 | 29,653,000 |
| Total capital | 34,318,000 | 34,318,000 | 31,537,000 | 31,616,000 |
| Risk-weighted assets | 165,692,000 | 168,461,000 | 166,714,000 | 155,735,000 |