Call reports 2019
GWINNETT COMMUNITY BANK — 2019
What GWINNETT COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 225,214,000 | 222,562,000 | 223,173,000 | 224,021,000 |
| Total loans | 148,452,000 | 146,471,000 | 146,994,000 | 136,907,000 |
| Allowance for loan losses | 1,713,000 | 1,980,000 | 1,988,000 | 2,005,000 |
| Securities available for sale | 43,234,000 | 38,499,000 | 34,257,000 | 30,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,709,000 | 206,343,000 | 211,309,000 | 211,751,000 |
| Interest-bearing deposits | 167,114,000 | 157,327,000 | 156,704,000 | 158,325,000 |
| Noninterest-bearing deposits | 48,595,000 | 49,016,000 | 54,605,000 | 53,426,000 |
| Equity capital | 9,141,000 | 10,576,000 | 11,161,000 | 11,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,408,000 | 4,850,000 | 7,242,000 | 9,534,000 |
| Interest expense | 358,000 | 750,000 | 1,129,000 | 1,484,000 |
| Net interest income | 2,050,000 | 4,100,000 | 6,113,000 | 8,050,000 |
| Noninterest income | 329,000 | 549,000 | 641,000 | 909,000 |
| Noninterest expense | 1,787,000 | 3,631,000 | 5,396,000 | 7,227,000 |
| Provision for loan losses | 17,000 | 17,000 | 17,000 | 17,000 |
| Pretax income | 449,000 | 787,000 | 1,224,000 | 1,598,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 449,000 | 787,000 | 1,224,000 | 1,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,309,000 | 10,649,000 | 11,085,000 | 11,460,000 |
| Total capital | 12,022,000 | 12,629,000 | 13,073,000 | 13,422,000 |
| Risk-weighted assets | 170,207,000 | 167,946,000 | 168,410,000 | 156,879,000 |