Call reports 2018
GWINNETT COMMUNITY BANK — 2018
What GWINNETT COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 258,862,000 | 247,922,000 | 240,022,000 | 239,015,000 |
| Total loans | 155,716,000 | 152,619,000 | 145,564,000 | 143,999,000 |
| Allowance for loan losses | 2,126,000 | 2,201,000 | 1,655,000 | 1,685,000 |
| Securities available for sale | 50,964,000 | 49,168,000 | 47,437,000 | 47,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,843,000 | 240,867,000 | 232,981,000 | 230,716,000 |
| Interest-bearing deposits | 206,670,000 | 195,345,000 | 185,707,000 | 181,093,000 |
| Noninterest-bearing deposits | 45,173,000 | 45,522,000 | 47,274,000 | 49,623,000 |
| Equity capital | 6,569,000 | 6,579,000 | 6,673,000 | 7,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,420,000 | 4,865,000 | 7,705,000 | 10,123,000 |
| Interest expense | 507,000 | 933,000 | 1,335,000 | 1,728,000 |
| Net interest income | 1,913,000 | 3,932,000 | 6,370,000 | 8,395,000 |
| Noninterest income | 53,000 | 62,000 | 66,000 | 156,000 |
| Noninterest expense | 1,814,000 | 3,568,000 | 5,511,000 | 7,391,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 152,000 | 426,000 | 925,000 | 1,160,000 |
| Income tax | 0 | 0 | 0 | -116,000 |
| Net income | 152,000 | 426,000 | 925,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,738,000 | 9,012,000 | 9,511,000 | 9,861,000 |
| Total capital | 10,864,000 | 11,213,000 | 11,166,000 | 11,546,000 |
| Risk-weighted assets | 191,267,000 | 180,442,000 | 169,495,000 | 166,209,000 |